What is the equity?

Purchase
Taxation

Equity is the personal contribution you have to finance the purchase of a property.

What is equity capital made up of? 

 

The equity can be made up of :

  • Your current and savings accounts;
  • Your pension fund assets (2nd pillar);
  • Your 3rd pillar assets;
  • Inheritance advances;
  • Donations from your relatives;
  • Or other sources depending on your personal situation.

 

What is the purpose of equity capital? 

 

If you want to buy, it is very likely that you will need a mortgage to finance the property. Generally speaking, your loan will cover 80% of the price of the property. You will need to finance the remaining percentage yourself, so that's what your equity will be used for. 
 

By Charline Demange, December 12, 2022

We answer your questions

Do not hesitate to contact us, we are at your disposal.

Kevin Golub

Do you have a broader question about real-estate?

We have asked our brokers to share their expertise with you; visit our blog where you will find everything you are looking for!

Check out our latest blog posts
How much is your property worth?

Appraise your property online in 2 minutes.
Free of charge, no strings attached.

Appraise my property for free
What is your purchasing capacity?

Wondering how much you can afford to spend on your dream property? Give a try to our easy calculator.

Calculate my purchasing capacity

Sell at the best price with the expertise of your local agent!

Photo of the real estate agent: Nicolas Pivin
Photo of the real estate agent: Gianluca Sergi
Photo of the real estate agent: Julio Kimmelmann
Photo of the real estate agent: Pierre-Frédéric Von Kaenel
Photo of the real estate agent: Frédéric Frachon

Benefit from a 15-minute consultation with one of our experts.

Free and without obligation.
Reservation online.

Benefit from a 15-minute consultation with one of our experts.

Free and without obligation.
Reservation online.