Maybe you are currently looking for your future home, or maybe you have already found the property of your dreams. In any case, determining whether or not you can actually afford a given property should be one of your primary concerns. 

Our financing calculator allows you to quickly and easily find out what purchase price you can afford. Alternatively, It can be a good idea to get into contact with a financial advisor. Our partner Strike is at your disposal to help you with financing your real estate purchase. Contact your local Strike advisor here – the first meeting is free of charge and without obligation

When buying a home in Switzerland, you are subject to a variety of fees and taxes which you will have to pay in addition to the purchase price itself. Please note that due to the high degree of sovereignty of the cantons in Switzerland, the fees and taxes vary greatly depending on the canton. 

As a buyer, you can expect the following additional costs: 

• Property transfer tax (between 0 and 3,3 % of the purchase price)
• Notary fees
• Land registration fees (between 0.1 – 0.5 % of the purchase price)
• Fees relating to the mortgage note (between 0.1 – 0.3 % of the mortgage loan)

Buying or renting is an important and personal decision that can be motivated by different factors. Depending on your lifestyle and plans, you may prefer to buy a property to set it up to your liking, for example, or to benefit from a secure investment. It is also important to compare the monthly cost of both options to get a quick overview of your monthly expenses. Do not hesitate to consult our dedicated article which will help you to take stock of the situation.