Interest rates at a one-year low
The past 1 to 2 years have certainly not been easy times for new homeowners. Throughout the year 2022, mortgage interest rates doubled to tripled within a few months. As a result, many prospective homeowners had to reconsider their purchase. Can I still afford homeownership considering current interest rates? Do I even want to? What will my monthly costs be?
But we have good news for you. Current mortgage interest rates are the lowest they have been in over a year. The best offers our financial partner could find in the market are currently again below 2% for fixed-rate mortgages with a long term. If you are looking for a property, now is probably a good time to make your move.
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Indicative interest rates from our financial partner, Strike. |
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Saron |
5y fixed-rate |
10y fixed-rate |
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2,40 % |
1,64 % |
1,70 % |
These interest rates are the lowest offers in the market (as of January 03, 2024). These interest rates are purely indicative and do not constitute a binding mortgage offer. Your actual offers from financial institutions depend on your specific situation.
Large offer in the market
The current market has a particular advantage to buyers: there is an exceptionally high number of properties listed for sale. For you as a buyer, this means that you can choose from many offers, giving you more room to negotiate with the buyer.
Winter season is for buyers
The upcoming winter season, too, makes a purchase particularly attractive. Not only are there currently an above-average number of properties listed for sale, but our data also clearly shows that towards the end of the year, fewer people are actively searching for a property. In other words, towards the end of the year, there are fewer buyers in the market, meaning less competition.
The biggest offer of properties for sale
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