Interest rates at a one-year low
The past 1 to 2 years have certainly not been easy times for new homeowners. Throughout the year 2022, mortgage interest rates doubled to tripled within a few months. As a result, many prospective homeowners had to reconsider their purchase. Can I still afford homeownership considering current interest rates? Do I even want to? What will my monthly costs be?
But we have good news for you. Current mortgage interest rates are the lowest they have been in over a year. The best offers our financial partner could find in the market are currently again below 2% for fixed-rate mortgages with a long term. If you are looking for a property, now is probably a good time to make your move.
Indicative interest rates from our financial partner, Strike.
These interest rates are the lowest offers in the market (as of January 03, 2024). These interest rates are purely indicative and do not constitute a binding mortgage offer. Your actual offers from financial institutions depend on your specific situation.
Large offer in the market
The current market has a particular advantage to buyers: there is an exceptionally high number of properties listed for sale. For you as a buyer, this means that you can choose from many offers, giving you more room to negotiate with the buyer.
Winter season is for buyers
The upcoming winter season, too, makes a purchase particularly attractive. Not only are there currently an above-average number of properties listed for sale, but our data also clearly shows that towards the end of the year, fewer people are actively searching for a property. In other words, towards the end of the year, there are fewer buyers in the market, meaning less competition.
The biggest offer of properties for sale
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