When buying a home in Switzerland, you are subject to a variety of fees and taxes which you will have to pay in addition to the purchase price itself. Please note that due to the high degree of sovereignty of the cantons in Switzerland, the fees and taxes vary greatly depending on the canton.
As a buyer, you can expect the following additional costs:
Financing a property can be a challenging topic, whether for first-time buyers or for existing homeowners. One key decision you will have to make is about your choice of mortgage product.
Here, our experience shows that too many buyers only ever talk to their local bank. This is most likely not in your best interest, since your local bank will only ever try to sell you their one product. If you want to get the best offer on the market, it can be beneficial to work with an independent mortgage broker.
With their broad insight into the market, our partner Strike can help you find the best mortgage offer for your situation out of over 30 lending institutions. Contact your local Strike advisor here – the first meeting is free of charge and without obligation.
Maybe you are currently looking for your future home, or maybe you have already found the property of your dreams. In any case, determining whether or not you can actually afford a given property should be one of your primary concerns.
Our financing calculator allows you to quickly and easily find out what purchase price you can afford. Alternatively, It can be a good idea to get into contact with a financial advisor. Our partner Strike is at your disposal to help you with financing your real estate purchase. Contact your local Strike advisor here – the first meeting is free of charge and without obligation
Buying or renting is an important and personal decision that can be motivated by different factors. Depending on your lifestyle and plans, you may prefer to buy a property to set it up to your liking, for example, or to benefit from a secure investment. It is also important to compare the monthly cost of both options to get a quick overview of your monthly expenses. Do not hesitate to consult our dedicated article which will help you to take stock of the situation.
When making a first purchase, several aspects should be kept in mind to ensure that this step goes smoothly.
We advise you to:
This is a non-exhaustive list. Our team is obviously at your disposal for all your questions concerning your real estate purchase.
For sellers one of the most important criteria when selecting a buyer is their financial situation. For you as a buyer, this means obtaining a financing certificate to confirm that you have the agreement of a lender on obtaining your mortgage loan.
A dedicated financial advisor such as Strike can help you secure a mortgage by looking at all aspects of your financial situation.
We have asked our brokers to share their expertise with you; visit our blog where you will find everything you are looking for!
Have a look at our blog articlesDo not hesitate to contact us!
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We have asked our brokers to share their expertise with you; visit our blog where you will find everything you are looking for!
Have a look at our blog articles